Workshop Resource Library
Welcome to the extended resource hub for the Help! Managing Your Money on Campus workshop series.
Explore trusted Canadian tools, calculators, and guides connected to each workshop topic. These resources are designed to help you go deeper and take action.
Spend Smarter
Budgeting & Saving
Reebee (Digital Flyers App)
Browse local flyers digitally.
https://apps.apple.com/ca/app/reebee-flyers-grocery-list/id558297215
Bonus Money-Saving Tips (Video)
Quick strategies to cut unnecessary expenses.
Set Clear Financial Goals
SMART Goals Video
Learn how to create specific and measurable financial goals.
Build a Practical Budget
Zero-Based Budget Explained (Video)
Assign every dollar a purpose.
Understand How Money Grows
Compound Interest Explained (Video)
See how small savings grow over time.
Compound Interest Calculator (Interactive Tool)
Calculate future savings based on time and rate of return.
https://www.getsmarteraboutmoney.ca/calculators/compound-interest-calculator/
Banking and Getting Started in Canada
Choosing the Right Account
Bank Account Comparison Tool (Government of Canada)
Compare fees, features, and student account options.
https://itools-ioutils.fcac-acfc.gc.ca/ACT-OCC/SearchFilter-eng.aspx?lang=eng
Overdraft Protection Explained
Understand overdraft fees and how to avoid them.
https://www.canada.ca/en/financial-consumer-agency/services/banking/overdraft-protection.html
Deposit Protection
CDIC Coverage Guide
Learn what deposits are insured in Canada.
Student Specific Credits
Personal Income Taxes
Eligible Tuition Fees (CRA Guide)
Understand tuition and education tax credits.
Tax Basics
Who Needs to File Taxes in Canada?
Understand when you must file as a student or worker.
https://www.canada.ca/en/services/taxes/income-tax/personal-income-tax/who-should-file-tax.html
TD1 Tax Form (Starting a New Job)
Reduce overpaying taxes on your paycheque.
Volunteer Tax Clinics (Free Help)
Find free filing support in your community.
Understand How Money Grows
Self-Employed Income Guide
Learn how freelance or business income is taxed.
Renting and Housing Basics
Renting in Canada
CMHC Renting Guide
Understand leases, deposits, and tenant rights.
Home Buying
Mortgage Insurance Overview (CMHC)
Understand high-ratio mortgage requirements.
Home Buyers’ Plan (RRSP Withdrawal)
Withdraw from your RRSP tax-free to buy a home.
Registered Accounts
Investing Resources
TFSA Guide (CRA)
Understand contribution limits and withdrawals.
Start With the Basics
Investing Basics (CIRO)
Learn foundational investing principles.
Understanding Investment Risk
Assess your personal risk tolerance.
Protect Yourself
Investor Alerts (CIRO)
Stay informed about current investment scams.
Check an Advisor or Firm
Verify registration before investing.
https://www.ciro.ca/office-investor/looking-investment-advisor-or-firm
First Home Savings Account (FHSA)
Save tax-efficiently for your first home.
Managing Debt and Credit
Understanding Credit
Credit Score Basics (Government of Canada)
Learn how your credit score is calculated.
Credit Counselling Canada
Find professional help if debt becomes overwhelming.
Before You Borrow
Questions to Ask Before Borrowing
Evaluate whether a loan makes sense.
Credit Card Comparison Tool (Government)
Compare Canadian credit card options objectively.
https://itools-ioutils.fcac-acfc.gc.ca/CCCT-OCCC/SearchFilter-eng.aspx
Identity Theft and Fraud
CRA Fraud Alerts
Recognize and report scams.
https://www.canada.ca/en/revenue-agency/campaigns/fraud-scams.html
What To Do If Your Identity Is Stolen
Step-by-step guide to responding to identity theft.
https://www.canada.ca/en/financial-consumer-agency/services/identity-theft.html
Understanding Costs
Paying for School
Student Loan Repayment Estimator
Calculate repayment timelines and monthly payments.
https://tools.canlearn.ca/cslgs-scpse/cln-cln/crp-lrc/af.nlindex-eng.do
Find Scholarships and Aid
Scholarships Canada
Search thousands of scholarship opportunities.
Canada Student Grants & Loans
Apply through your province or territory.
https://www.canada.ca/en/services/benefits/education/student-aid/grants-loans/province-apply.html
Student Loan Repayment Guide
Understand repayment rules and options.
https://www.canada.ca/en/services/benefits/education/student-aid/grants-loans/repay.html
Entrepreneurship
Am I an Entrepreneur? Self-Quiz
Reflect on your entrepreneurial mindset.
Business Development Bank of Canada (BDC)
Funding and support for new businesses.
Career and Future Planning
Find What’s Out There
Career Callings (Interactive Platform)
Explore career paths aligned with your interests.
Government of Canada Job Bank
Search jobs and explore labour market trends.
Insurance Basics
Getting Started
Insurance Planning Guide (GetSmarterAboutMoney)
Understand tenant insurance, health insurance, and coverage basics.
https://www.getsmarteraboutmoney.ca/plan-manage/planning-basics/insurance/
Emergency and Financial Hardship Support
Emergency Supports
Coping With Financial Stress (Government of Canada)
Practical advice for managing financial anxiety.
https://www.canada.ca/en/financial-consumer-agency/services/financial-wellness/financial-stress.html